Commercial Finance Lead

We’re looking for a Commercial Finance Lead to become the analytical engine of Cubitts - turning numbers into narrative, data into direction, and reports into real-world impact.

This is not a role for the faint of heart. It’s for someone who wants to get stuck into the gears of a growing business, bringing rigour to our financial control, clarity to our commercial understanding, and discipline to our data. You’ll partner closely with cross-functional teams (retail, eCommerce, operations, and production) to help Cubitts grow smarter, leaner, and stronger.

Your key responsibilities 

• Deliver timely, accurate monthly accounts, board packs, and financial reporting
• Own and improve cash flow forecasting, cost allocation, and budget tracking
• Introduce smarter processes, stronger controls, and better financial discipline
• Manage statutory accounts, audit, and compliance (with support from our accountants)
• Tighten working capital — from supplier terms to stock cycle management

What we’re looking for:

Commercial Finance

• Deepen understanding of COGS, product margin, and profitability by channel
• Build practical, intelligent financial models to support retail, eComm, and production decisions
• Lead cost-benefit analysis for new initiatives (e.g. pricing, new stores, product ranges)
• Introduce cost-centre budgeting and meaningful variance reporting
• Identify opportunities to improve EBITDA through better visibility and insight

Data and Systems

• Bridge operational and financial data — and fix what doesn’t talk to each other
• Improve data quality across inventory, finance, and business systems
• Support selection, implementation, and optimisation of key platforms (Xero, POS, inventory tools)

Business Partnering

• Be a trusted partner to the business — not just a reporter of numbers
• Present insights, not just data — and shape decisions at the highest level
• Prepare materials for investors, board, and external partners
• Help every team think more commercially

Requirements

You’ll Thrive in This Role If You…

• Are ACA / ACCA / CIMA qualified, with experience in a dynamic, multi-channel environment
• Have worked in finance manager, controller, or commercial finance roles in SMEs or scale-ups
• Are excited by complex data, and obsessed with getting to the real story behind the numbers
• Know how cost, margin, and profit move in a DTC retail or consumer brand business
• Enjoy creating order, building systems, and making things run better
• Communicate clearly and work collaboratively across teams
• Are hands-on, proactive, and comfortable in a role that spans the strategic and the scrappy

Nice to Have

• Experience in retail, manufacturing, or DTC consumer brands
• Prior involvement in ERP or finance system implementations
• Managed small finance teams or outsourced finance partners

Benefits

Some nice things you'll get:

• Complimentary spectacles, eye examinations and generous discounts
• Option to buy and sell holiday
• Paid time away for the important moments in life
• Annual season ticket loan
• Cycle to work scheme
• Aviva life assurance and Digicare+
• Subscription to Champion Health
• Unlimited  Business Skills Training

Contract: Full Time, 40 hours

Location: Brewery Road, Kings Cross London.

Salary: Head of Department - Level 2  £72,252

Reports to: Finance Director