What is the salary for this Financial Analyst role?

Salary information is not publicly listed for this position. Apply directly to discuss compensation with Payjoy.

Where is this Financial Analyst position located?

This is an on-site position at Payjoy located in Bogota.

How do I apply for this Financial Analyst job at Payjoy?

Click the 'Apply' button on this page to be redirected to Payjoy's application portal. Make sure to have your resume ready and tailor your application to highlight relevant experience.

Payjoy is actively hiring for Finance roles. Visit the company page to see all open positions and learn more about working at Payjoy.

Financial Analyst

Payjoy Bogota 1 day ago

finance

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Financial Analyst is responsible for supporting FP&A functions, budgeting & forecasting, product profitability analysis and processes, and financial reporting to senior leadership.

Responsibilities

Assist in budgeting, forecasting, variance analysis processes and modeling in support of PayJoy’s aggressive goals.

Develop financial models (top-down and bottom-up) for budgeting, business forecasting, company health, and pricing evaluation.

Prepare monthly, quarterly, and annual financial reports for management, including evaluating financial performance by comparing actual results with budgets and forecasts, and other financial metrics.

Support to model the value of future partnership opportunities.

Collaboration with departments to gather data for financial analysis, included work closely with the accounting team to gather financial information and assist with the reconciliation of Local GAAP versus US GAAP, and Support operations in making payments to merchants and reconciling the transactions with accounting by helping with the assignment processes to the FIDC.

Work closely with the superior to support ongoing daily functions.

Qualifications

Bachelor’s degree in Finance, Statistics, Economics or related studies.

Eexperience in financial planning & analysis, budgeting, forecasting, and financial reporting, in a fast-paced, high-growth environment.

Strong analytical mindset with a keen attention to detail, a proactive approach to problem-solving and forecasting skills to ensure healthy financial planning and operations control.

Understanding of corporate finance, accounting principles, and financial reporting standards (GAAP, NIF).

Advanced knowledge of excel, google suite and data analysis software.

Experience with Netsuite, PBCS/Hyperion is a plus.

Benefits

100% Company-funded Health and Life Insurance for employees and immediate family members

Indefinite-term contract

20 days of vacations

$2,000 USD annual Co-working Travel perk

$2,000 USD annual Professional Development perk

$500 USD Phone finance with PJ

$250 Wellness

$250 WFH

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening