Senior Credit Analyst & Parabroker (003 - 00399)

​​Looking for Philippines-based candidates

Job Role: Parabroker

Compensation range: $1,500 - $2,000 AUD / Monthly

Engagement type: Independent Contractor Agreement

Work Schedule: This role is expected to align with the AU business hours (approx. 9 AM - 5 PM, Monday to Friday) for collaboration, but as a contractor, you’ll have flexibility in how you manage your time.

Who We Are: At Hunt St, we help Australian companies hire top remote talent in the Philippines. For this role, you will be engaged directly by the client as an independent contractor. We are not an outsourcing agency. All of our roles are 100% remote so you'll be able to work from home.

Who The Client Is: A dedicated mortgage and finance expert who focuses on giving clients an exceptional, stress-free lending experience. Known for a friendly, approachable style, this broker guides clients through home loans, investment lending, car and equipment finance, and more handling the paperwork and complexities along the way.

With strong industry knowledge, problem-solving skills, and a commitment to securing the best possible outcome, they tailor loan solutions to each client’s needs. Their passion is helping people improve their financial future through smarter lending strategies, debt management, and repayment optimization.

Role Overview: We are looking for a highly skilled, technical Parabroker to work for us remotely. You will be the operational engine behind our loan files performing almost all the technical and credit tasks a mortgage broker does (except financial advice and compliance sign-off).

Key Responsibilities: 

Client & Broker Support

• Act as a professional point of contact for clients
• Manage document collection and follow-ups
• Keep clients updated throughout their loan journey

Credit & Policy Work

• Research lender policies and speak with BDMs
• Run accurate serviceability assessments, pricing & valuations
• Prepare detailed Preliminary Assessments
• Recommend structures based on goals, borrowing capacity, and policy fit

Loan Application Preparation

• Complete full loan applications end-to-end
• Submit through Apply Online and lender portals
• Prepare compliance documents and evidence
• Maintain files to broker sign-off level

Loan Tracking

• Monitor valuations, conditions, approvals, and settlement
• Liaise with lenders, assessors, and conveyancers
• Ensure a seamless client experience

CRM & Workflow Management

• Maintain accurate notes and records
• Update internal systems and provide regular broker updates

Requirements

Mandatory Experience

• 5+ years as a Parabroker (not admin/processor)
• Ability to handle entire loan file preparation independently
• Strong understanding of:
• Lender policies
• Serviceability rules
• NCCP and compliance
• Trust lending and investment scenarios
• LMI and niche credit policies

Technical Skills

• Proficient with:
• ApplyOnline
• Lender portals
• CRM systems (e.g., Salestrekker, Mercury)
• Strong document review and accuracy skills
• Excellent written and verbal English communication

Personal Qualities

• Highly organized and detail-driven
• Proactive, solutions-focused attitude
• Strong client service skills
• Ability to manage multiple applications smoothly
• Loyal, dedicated, and committed to long-term growth

Work Requirements

• Full-time (40 hours/week) – dedicated solely to the client
• Quiet professional working environment
• Reliable laptop and internet connection
• Attendance at meetings, workflow reviews, and training sessions

Strict Data Privacy & Security Requirements

• Because you will handle sensitive financial information, you must comply with:

• Australian Privacy Act 1988
• Strict confidentiality protocols
• No sharing, storing, or printing client documents outside approved systems
• Secure work environment (no shared spaces)
• No use of personal devices for client data
• No side jobs or client conflicts

Work Arrangement & Expectations:

This is a remote role that will be set up as an independent contractor engagement.

To ensure alignment and transparency, successful candidates will be expected to:

• Disclose any existing ongoing roles or client work
• Reflect this engagement on their LinkedIn profile (clearly marked as “Independent Contractor”)