Sr. Product Manager, Investor
$147k - $173k USD
About Betterment
Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays).
About the role
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The Investing Experience team sits at the center of Betterment’s retail product, shaping how more than a million clients understand their portfolios, evaluate performance, and experience the value of automated advice. As a Senior Product Manager, you will help define and deliver a modern investing experience that is intuitive, visually elegant, and sophisticated, without feeling overwhelming.
This team takes a visual-first, design-forward approach to investing, with a high bar for clarity and execution. Product leaders are expected to question assumptions and inherited constraints in order to deliver simpler, more effective client experiences, especially in a domain shaped by legacy financial norms.
You will contribute to a mature but evolving product spanning account creation, portfolio visibility and interpretation, and advanced tax optimization features such as Tax Loss Harvesting and Tax-Coordinated Portfolios. A central focus of this role is helping clients clearly understand how Betterment improves their financial outcomes by demystifying investing concepts, showing how our automation works on their behalf, and surfacing the value of tax-aware investing.
- New York City: $147,000 - $173,000
We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus.
A day in the life
- Own the product vision for the investing experience, helping clients understand their portfolios, performance, and progress toward their goals.
- Design clear, intuitive experiences that communicate the financial value of Betterment’s automated advice, tax optimization, and portfolio decisions.
- Partner deeply with design to deliver modern, visually clear experiences that balance sophistication with approachability.
- Work closely with engineering to define solutions and tradeoffs, while actively questioning assumptions and default approaches before converging on an implementation.
- Translate changes in portfolio or tax strategy into clear, trustworthy client-facing experiences.
- Define and track success metrics tied to real client outcomes, and use data, experimentation, and research to continuously improve the product.
- Lead cross-functional work across design, engineering, investing, portfolios, custody, and data to deliver scalable, durable solutions.
What we’re looking for
- Senior-level product management experience building consumer-facing products within fintech, financial services, or a closely related regulated domain.
- A passion for designing intuitive, thoughtful, and visually compelling user experiences.
- Comfort with investment concepts, markets, and portfolio mechanics; deeper financial literacy is a strong plus.
- Strong analytical judgment and a data-informed approach to product decision-making, with experience collaborating closely with engineering, design, and subject-matter experts in regulated domains.
- Ability to translate complex systems such as performance calculation, rebalancing, or tax strategies into experiences that build client understanding and trust.
- Excellent communication and storytelling skills, with the ability to articulate product direction and influence cross-functional stakeholders.
- A self-starter who can craft a long-term vision while executing quickly against near-term priorities, with a demonstrated ability to operate in ambiguous problem spaces, question assumptions, and distinguish real constraints from legacy decisions.
- Obsessive attention to detail and a high-quality bar, especially in areas that directly impact client trust.
What being at Betterment means for you
We change lives
Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission: making people's lives better.
We set audacious goals
We set them for the company, our customers, and ourselves—and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.
We value all perspectives
When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.
We invest in you with:
- A competitive suite of benefits, including: medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits; and generous parental leave.
- Flexible paid time off (and encouragement to use it!)
- Meaningful opportunity for community building through our 7 Employee Resource Groups
- Empowerment to own and lead change and affect the business
- Dedicated professional development opportunities
- Lunch from our in-house chef at our NYC headquarters
What happens next
We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.
In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.
On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process.
We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!
Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter.
Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Come join us!
We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.
E-Verify Statement
Betterment participates in E-Verify. We will provide the Social Security Administration, and if necessary, the Department of Homeland Security, with information from each new employee’s Form I-9 to confirm work authorization. Please note that we do not use this information to pre-screen job applicants.
E-Verify Notice
E-Verify Notice (Spanish)
Right to Work Notice
Right to Work Notice (Spanish)
CPRA Language - CA Applicants ONLY
We collect and store personal information for the purposes of candidate tracking (for this role and future opportunities). The information you provide in the course of completing your application will be kept for up to 24 months. We use tools provided by third-party service providers but do not share candidate information for any purpose other than for recruiting. To access the data that is collected, request deletion or to make updates to your candidate profile, please email team.hire@betterment.com.