Treasury Risks Oversight Manager
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The role:
SoFi’s Treasury Risk Oversight team focuses on strengthening the firm’s Liquidity, Capital, and Market risk management, in a fast-growing, technology-driven environment.
The Manager, Treasury Risks Oversight is a leadership role responsible for advancing liquidity risk management capabilities and supporting funding and capital review and assessments. Reporting to senior risk leadership, this role drives the design, enhancement, and continuous evolution of liquidity risk monitoring frameworks, analytical tools, and stress methodologies. The position works closely with Treasury, Finance, Business, and Product teams to promote disciplined financial risk management as the firm scales in size and complexity.
What you’ll do:
- Lead the ongoing development and enhancement of liquidity risk management frameworks, including the review and monitoring of liquidity positions, funding plans, cash flow projections, and intraday liquidity.
- Review and provide independent assessment of liquidity stress testing methodologies, scenario designs, and product level stress assumptions, metrics, and early warning indicators to support resilience across varying market environments.
- Lead periodic targeted reviews of treasury management frameworks, including Internal Liquidity Stress Testing (ILST) methodologies, Contingency Funding Plan (CFP) assumptions, funding strategies, deposit behavior trends, and product-driven liquidity dynamics, translation analytical findings into actionable management insights
- Support capital planning analysis through review of capital stress tests (CCAR), stress scenarios, product level stress assumptions, sensitivity analysis, and projected capital ratios. Assess the interaction between liquidity, capital, and market risk drivers to provide integrated financial risk perspective.
- Evaluate liquidity and other financial implications of new products, funding initiatives, and business expansion strategies. Analyze projected funding needs, stress performance, and financial sensitivities associated with new launches.
- Collaborate with Treasury, Finance, Business, and Product teams to embed risk analytics early in initiative design and scaling decisions.
- Architect and maintain data-driven liquidity risk dashboards, analytical models, and monitoring tools using SQL, Python, and quantitative techniques.
- Develop internal challenger models and validation frameworks to assess liquidity and funding projections, stress assumptions, and risk sensitivities.
- Lead risk management activities, including risk identification, risk appetite calibration, and preparation of materials for management forums, governance committees, and regulatory interactions.
What you’ll need:
- 6–9 years of experience in banking and/or consulting, with exposure to treasury, liquidity risk, capital management, and market risk.
- Strong experience in liquidity risk analytics, funding and capital analysis, and stress testing methodologies, including ILST and CCAR.
- Proven ability to assess liquidity and related financial risks, with working knowledge of accounting and finance principles and the risk exposures inherent in funding plans, capital plans, deposits, lending portfolios, derivatives, and off-balance sheet products.
- Hands-on technical capability in SQL, Python, and advanced data analysis.
- Demonstrated ability to design analytical frameworks from concept through implementation.
- Excellent written and verbal communication skills, including experience preparing materials for senior management and governance forums.
- Advanced degree in a quantitative or economic discipline (e.g., Finance, Economics, Statistics, Data Science, or related field), with demonstrated application of quantitative methods to complex financial problems.
Nice to have:
- Working knowledge of Liquidity and Capital stress test tool, framework and related analytical tools.
- Professional certifications such as CFA or FRM.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
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Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.