Easy Street Capital is a private real estate lender serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.
Job description:
We are looking for a an experienced Cash Management Specialist based in the Irvine, California area, with a minimum of 3 years of mortgage servicing experience to join our team.
Responsibilities will be focused on supporting core mortgage servicing operations with a focus on payment processing, cash reconciliation, and investor accounting. This role is responsible for ensuring accurate posting of borrower payments, reconciliation of loan activity, and timely investor reporting and remittances. The ideal candidate is detail-oriented, process-driven, and comfortable managing large volumes of data in a fast-paced servicing environment, while proactively adding value to the Easy Street Capital debt platform.
Responsibilities:
Accurately post borrower payments, payoffs, and suspense transactions within the servicing system.Research and resolve payment discrepancies, unapplied funds, and borrower account issues.Monitor daily cash activity to ensure completeness and accuracy.Support monthly escrow and impound account reviews related to payment allocations.Assist with lockbox file imports and resolve processing exceptions.Prepare and submit investor reports in accordance with investor guidelines.Reconcile investor custodial accounts, including P&I, T&I, and clearing accounts.Perform month-end balancing, remittance calculations, and account variance analysis.Process curtailments, buybacks, repurchases, and other investor-related adjustments.Maintain documentation supporting investor, regulatory, and audit compliance.Ensure all activities align with investor, regulatory, and company policies.Maintain accurate and complete servicing records to support audit trails.Assist with internal and external audits by providing schedules and supporting documentation.Identify process gaps and collaborate on enhancements to improve operational efficiency.Partner with Default, Escrow, Customer Service, and internal Cash Management teams to resolve account issues.Support servicing system enhancements, data cleanup initiatives, and portfolio onboarding as needed.Participate in special projects as assigned by management.
Qualifications:
3+ years of mortgage servicing experience, preferably in payment posting, cash management, or investor accounting (required)Strong understanding of mortgage loan structures, P&I and escrow components, and servicing cash flows (required)Proficiency with servicing systems (e.g., MSP/Black Knight, Encompass, LoanSphere, Fiserv, or equivalent) (required)Intermediate Excel skills (pivot tables, VLOOKUP/XLOOKUP, reconciliations) (required)Excellent attention to detail with the ability to analyze large datasets (required)Strong communication and problem-solving skills (required)Experience with GSE or GNMA investor reporting (preferred)Knowledge of custodial account rules and cash reconciliation procedures (preferred)Familiarity with RESPA, CFPB servicing standards, and agency guidelines (preferred)
Benefits:
Company sponsored health insuranceCompany sponosred 401(k)Paid vacation timePaid sick leave
We are looking for the right team member to join our team. If you feel you are that person, please apply!
