Fractional Compliance Officer

About PactFi

Private asset markets (PE, Private Credit, VC, Real Estate) have 10x to 9.8T in AUM over the past decade and are projected to grow to $17T in the next five years. However, digital infrastructure has not kept pace, with most of the market operating predominantly in error-prone, internal-only software solutions.

PactFi provides secure, end-to-end, operational infrastructure for managing complex private credit transactions. Our web-based application brings together all parties involved in such a transaction to more efficiently allocate capital, complete KYC, share documents, manage funds flow, and more. The platform is secured to a bank-grade standard, and we have received our SOC 2 Type 2 attestation.

PactFi was developed in close partnership with two of the industry's largest players, both of whom represent the top 3 players in the private credit space by both size (AUM) and deal activity.

Overview

We are a rapidly growing capital markets fintech company seeking a Fractional Compliance Officer to help scale our compliance and risk management program as the company grows.

The company currently maintains SOC 2 and ISO 27001 compliance and is expanding its product footprint, enterprise customer base, and regulatory exposure. This role will help mature our compliance infrastructure to support enterprise partnerships, regulatory readiness, and future fundraising.

This position is part-time / fractional and intended for a senior compliance professional who can provide strategic leadership while also implementing practical compliance frameworks appropriate for a startup environment.

Engagement: 10–30 hours per week

Reporting to: CEO / General Counsel / COO (depending on company structure)

Responsibilities

• Assess regulatory obligations relevant to the company’s products and services

• Maintain and oversee compliance with applicable financial regulatory frameworks including SEC regulations, FINRA rules, broker-dealer or ATS considerations, investment advisor regulations, AML/KYC requirements, and state-level financial regulations where applicable

• Monitor regulatory developments and advise leadership on potential impact

• Support licensing or regulatory registration initiatives if required

• Design and implement a scalable compliance framework suitable for a growth-stage fintech

• Develop and maintain company compliance policies and procedures

• Implement compliance monitoring and internal reporting mechanisms

• Establish governance structures such as a compliance committee

• Oversee internal compliance documentation and controls

• Oversee the maintenance of SOC 2 and ISO 27001 compliance

• Align security and privacy controls with regulatory expectations

• Coordinate with engineering and security teams on compliance-related controls

• Oversee vendor risk management processes

• Support privacy compliance obligations such as GDPR or CCPA where applicable

• Support enterprise customer due diligence and compliance questionnaires

• Assist with vendor risk assessments requested by partners

• Participate in customer compliance reviews and security audits

• Provide input into compliance representations in commercial agreements

• Establish and maintain a company-wide risk management framework

• Develop and maintain a risk register

• Implement risk scoring and mitigation tracking

• Oversee incident management and escalation procedures

• Monitor third-party and operational risk exposure

• Maintain security awareness programs

• Develop internal reporting procedures for compliance incidents

• Promote a culture of accountability and compliance awareness

Qualifications

Required Experience

• 10+ years of experience in financial services, fintech compliance, or regulatory risk

• Experience working with capital markets or securities-related businesses

• Experience implementing compliance programs at high-growth companies

Preferred Background

Candidates may come from:

• Broker-dealers

• Trading platforms

• Capital markets fintech companies

• Regulatory advisory practices

• Financial services compliance leadership roles

What We Offer

• Competitive salary + equity.

• Healthcare coverage.

• 401k