Lead Product Manager, Funds Flow & Ledger
Dave vs. Goliath. We’re Dave.
We believe everyone deserves access to their own money without predatory fees. Today, more than 12 million members rely on Dave to get cash when they need it, spend confidently, and avoid the financial traps that make life harder than it needs to be. We’re profitable, publicly traded (NASDAQ: DAVE), and growing quickly.
As we scale transaction volume, revenue, and product lines, the systems behind how money moves matter more than ever. We’re hiring a Lead Product Manager, Funds Flow & Ledger, to own the financial infrastructure that ensures every dollar is accurate, traceable, and handled with care at massive scale.
The Opportunity
This lead role is a platform-defining product role. You’ll lead the strategy, roadmap, and execution for Dave’s funds flow and ledger systems – the foundation behind every financial product we ship.
You’ll set direction for complex, cross-cutting systems that touch Engineering, Data, Finance, Accounting, Treasury, Risk, and Compliance. Your work will shape how Dave scales responsibly, launches new products faster, and protects member trust as transaction volume grows severalfold.
What you’ll build and own
The end-to-end funds flow architecture that governs how money moves across Dave, banking partners, and vendors built to support new products and 10× scale
Ledgering systems that accurately and consistently record transactions across all product lines, serving as a trusted source of truth
A reconciliation strategy that ensures transactions are complete, auditable, and explainable across internal systems and external partners
The financial data foundation that powers reconciliation, accounting, reporting, and downstream analytics
Automation for financial operations, including reconciliation, exception management, and cost attribution – reducing manual effort and operational risk
Improvements to float management, settlement timing, and capital efficiency in close partnership with Treasury and Risk
The impact
The systems you lead will quietly power everything Dave does. When they work well, members get faster access to their money, finance teams close with confidence, and new products launch without fragile workarounds. Your decisions will directly affect how responsibly (and quickly) Dave can grow.
What we’re looking for
Experience
7+ years of product management experience, with 5+ years in fintech or financial systems
Deep experience with funds flow, ledgering, and reconciliation in high-volume transaction platforms
Proven ability to lead complex, cross-functional initiatives with Engineering, Data, Finance, Accounting, or Treasury teams
Strong analytical skills and comfort working directly with transaction-level data and edge cases
Ability to turn complex technical and financial constraints into clear product direction and priorities
Bonus
Experience building internal platforms or infrastructure products
Familiarity with accounting principles and reconciliation workflows
Hands-on experience with SQL, financial data models, or data pipelines
Exposure to AI or automation in finance or operations contexts
Why you'll be successful here
You operate at a systems level. You see how individual product decisions ripple through finance, risk, compliance, and member experience, and you design with that full picture in mind. You’re comfortable making high-stakes trade-offs and setting direction for others, not just shipping tickets.
You lead through partnership. You bring engineers, finance leaders, and data teams along with a clear point of view, listen carefully to constraints, and adjust when the data says you should. You move fast, but never at the expense of accuracy, trust, or long-term sustainability.
What to expect
You’ll connect member outcomes like access, speed, and trust to the financial systems underneath them, ensuring platform decisions reflect real customer impact. You’ll have meaningful autonomy over a critical part of Dave’s platform and regular exposure to senior stakeholders.
Why join Dave
Mission-driven work that directly helps people avoid predatory financial systems
A lead role shaping the financial backbone of a profitable, growing public fintech
A collaborative environment that values thoughtful execution over burnout
Meaningful equity in a public company (NASDAQ: DAVE), plus comprehensive benefits, 401(k) matching, and flexible PTO.
Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.
Why you’ll love working here:
At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii.
A few of our benefits & perks:
💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
💻 Flexible hours and virtual first work culture with a home office stipend
🏥 Premium Medical, Dental, and Vision Insurance plans
👶 Generous paid parental and caregiver leave
💰 401(k) savings plan with matching contributions
📈 Financial advisor and financial wellness support
🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break
🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.
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