Mortgage Underwriter- Hybrid
We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we're a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.
Core Responsibilities:
As a Mortgage Underwriter you’ll play a key role in managing secured loan applications from start to finish, ensuring they are processed accurately, comply with company and regulatory standards, and meet clients’ unique needs.
Key Responsibilities:
Manual underwriting secured loans from application to authorization
Efficiently process loan applications, ensuring compliance with internal policies and FCA regulations
Authorize loans within specified limits
Conduct thorough risk assessments based on financial stability
Maintain effective communication with clients, brokers, and stakeholders
Manage a personal caseload, ensuring timely progress from application to completion
Qualifications and Skills:
Minimum 12 months’ experience assessing or processing loan applications – ideally in second charge lending or motor finance
Strong analytical skills and attention to detail
Knowledge of financial regulations and lending practices
Excellent communication and interpersonal skills
Ability to thrive in a dynamic, fast-paced environment
Work Arrangement:
Hybrid working available after probation (6 months). Up to 2 days per week remote.
Benefits:
Competitive salary with bonus scheme
Health insurance
Pension plans
Professional development opportunities
Candidate Note:
We appreciate the time you have taken to apply. Unfortunately, due to the high volume of applications, only shortlisted candidates will be contacted. If you do not hear from us within 48 hours, please consider your application unsuccessful on this occasion.