Mortgage Underwriting Trainer (Remote)
$90k - $105k USD
Fully Remote | $90,000 - $105,000/yr
At Neighbors Bank, strong underwriting is the foundation of every successful mortgage. Behind every approved loan is a thoughtful risk assessment, clear communication, and an underwriter who understands both the guidelines and the real-world impact of their decisions.
But great underwriting teams don’t build themselves.
We’re looking for a Mortgage Underwriting Trainer who brings deep underwriting expertise and a genuine interest in helping others develop their skills.
In this role, you’ll help shape the strength and consistency of the entire underwriting team – training new hires, coaching underwriters as they grow, and helping ensure guidelines are applied with clarity and confidence across the department.
You’ll also stay connected to the work itself, stepping in to review loan files, support escalations, and provide underwriting coverage when needed. Your impact will extend beyond individual loan decisions. You’ll help shape how underwriters learn, improve, and apply guidelines across the organization.
If you enjoy teaching complex concepts, helping others sharpen their skills, and contributing to a high-performing mortgage operation, this role offers the opportunity to make a meaningful impact.
What You’ll Do
This role combines underwriting expertise with team development. You’ll help strengthen the underwriting department through training, mentorship, and underwriting support when needed.
In this role, you will:
- Train and coach Underwriters and Junior Underwriters on guidelines, systems, and underwriting best practices.
- Support onboarding and development of new underwriting team members.
- Develop and maintain training materials and curriculum across Conventional, FHA, USDA, and VA loan products.
- Provide individualized coaching and act as the first escalation point for trainees.
- Review loan files and make credit decisions when providing underwriting coverage.
- Assist leadership with second-level reviews, audits, and quality control initiatives.
- Partner with Underwriting leadership to identify skill gaps and strengthen team performance.
What Makes a Great Underwriting Trainer Here?
This role is ideal for someone who combines strong underwriting expertise with a natural ability to teach and mentor others.
The strongest candidates tend to be people who:
- Enjoy helping others understand complex underwriting concepts
- Can break down guidelines and explain them clearly and confidently
- Bring credibility through strong underwriting experience and sound credit judgment
- Communicate effectively when coaching or providing feedback
- Stay organized while balancing training responsibilities with underwriting support
- Enjoy contributing to the long-term development of a high-performing team
Successful trainers in this role help elevate the entire underwriting department, strengthening both individual underwriters and the consistency of credit decisions across the organization.
If you prefer working independently with minimal collaboration or have little interest in coaching others, this likely won’t be the right fit.
Minimum Requirements
To perform successfully in this role, candidates should bring both strong underwriting experience and a demonstrated ability to train or mentor others.
Required experience includes:
- At least 3 years of mortgage underwriting experience
- At least 1 year of underwriting training, coaching, or mentoring experience
- Experience underwriting Conventional, FHA, and USDA loan products
- Strong working knowledge of mortgage underwriting guidelines and loan documentation
- The ability to analyze borrower financials and assess overall loan risk
- Comfort operating in a fast-paced, production-driven mortgage environment
- Experience using the systems and technology required for a fully remote lending organization
- Completion of any required FHA/HUD designation training and USDA training, after starting with our company
- Consistent reliability and the ability to meet performance expectations in a team-based environment
Why You’ll Love Working at Neighbors Bank
Our People and Culture are our greatest strengths, that’s why finding incredible people who are a great Culture fit is so important. Our thriving remote culture isn't just a perk – it’s how we see the future of work. We empower talented people to do great work wherever they are.
We’re seeking individuals who:
- Are passionate about their job and have fun doing it.
- Deliver results with integrity.
- Enjoy finding ways to enhance the lives of others every day.
Innovative, Meaningful Work -We take our work seriously, but not ourselves. You’ll join a supportive, collaborative team that values personality and integrity.
Award-Winning Remote Culture -We’re proud to be recognized as one of the Top Workplaces in the financial services industry, and we don’t plan on slowing down anytime soon!
Remote Flexibility - Work from any of our hiring states, from the comfort of your own home.
Comprehensive Benefits - Health and dental coverage, a wellness program, 401(k) match, PTO, paid holidays, a monthly WFH reimbursement, and more!
Where We’re Hiring
Neighbors Bank is actively hiring candidates who reside in only the following states: AL, AZ, AR, FL, GA (all counties except DeKalb and Fulton), IA, ID, IN, KS, MS, MO, MT, OK, SC, TX, UT, and VA.
Unfortunately we cannot consider any exceptions to this location requirement.
A Quick Note
Neighbors Bank is more than just a workplace –it’s a community. Our mission is to Enhance Lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence.
Neighbors Bank is a leading innovator in the mortgage industry, and looking for individuals that thrive on challenges, adapt quickly to change, and want their earnings to reflect their performance. As a trainer, it’s about taking pride in preparation, clarity, and developing others to perform at a high level.
If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!
The People and the Culture are Neighbors Bank’s greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.
Neighbors Bank’s recognition as being a Top Workplace in Financial Services: Top Workplaces.
Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.