Regulatory and Licensing Counsel

Regulatory and Licensing Counsel

Miami, FL

MAJORITY is a mission-driven mobile banking app designed for newcomers to the U.S., offering financial services tailored to their unique needs. We believe in empowering our community through accessible and innovative solutions. We're looking for ambitious individuals who are passionate about making a difference and want to help us achieve our mission. If that sounds like you, we’d love to hear from you.

This is an in-person position based out of our Wynwood office in Miami, FL.

The Role:

We are seeking a highly skilled and motivated Regulatory and Operations Counsel to join our legal team. Reporting directly to the Chief Compliance and Legal Officer, this role offers a unique opportunity to work in a fast-paced fintech environment, providing legal support across a variety of business areas. You will work alongside various departments to drive regulatory and licensing strategy; develop new products, negotiate agreements; and advise on legal risk and regulatory compliance in a variety of areas. 

We are looking for a highly adaptable, organized, and self-motivated individual who has a creative legal mind, amazing attention to detail, and is inspired by Majority’s mission to empower and serve global communities by making financial services more inclusive, accessible, and human.

Key Responsibilities:

• Regulatory Counsel: Partner closely with the Product, Operations and Compliance teams to provide practical, business-oriented legal advice throughout the product development lifecycle with a focus on regulatory compliance, risk mitigation, and user trust.
• MSB Licensing: Drive Majority’s MSB state licensing strategy and implementation, including obtaining new licenses, managing existing licenses and reporting, and management of state exams and audits.
• Payments and Consumer Finance Regulations: Advise on laws and regulations governing consumer financial products and services, including disclosure obligations and consumer protection standards.  This role will focus particularly on cross-border payments, including remittances and stablecoin transfers.
• Contract Review & Drafting: Assist in drafting, reviewing, and negotiating commercial contracts to support business operations.
• Legal Research & Analysis: Conduct research on complex legal issues across corporate, regulatory, privacy, and compliance matters.
• Cross-functional Collaboration: Provide guidance on legal risks and best practices across departments, including product and operations teams.

Qualifications:

• Strong experience working with fintechs or in the financial services sector.
• Juris Doctor (JD) and admission to practice law in at least one jurisdiction (US or equivalent).
• 10-15 years of combined relevant experience in law firms and/or in-house legal departments.
• Experience with cross-border payment and consumer finance regulations, including compliance with advertising, disclosure, money transmission, licensing, crypto/VASP and data privacy requirements.
• Strong contract drafting and negotiation skills.
• Ability to work independently and adaptively, anticipate and mitigate friction points, and take the initiative to drive projects to completion.
• Excellent communication skills, with a practical, solution-oriented approach.
• Proficiency in Spanish is a plus, though not required.

Why Join Majority?

• Opportunity to work on impactful projects supporting the immigrant community.
• Exposure to a wide variety of legal issues in a dynamic fintech environment.
• Collaborative, inclusive culture that values innovation and diversity.

To apply, please submit your resume via our careers page. Applications will be reviewed on a rolling basis, so early submissions are encouraged.

Majority is an equal opportunity employer and does not discriminate based on race, ethnicity, gender, religion, disability, or any other protected status under applicable law.