Risk & Compliance Manager (USA)

The Role

The Risk & Compliance Manager (USA) is responsible for overseeing key compliance obligations of the Bottomline Group within North America. 

The key obligations of the Risk & Compliance Manager (USA) are to work within the global compliance function to ensure Bottomline complies with relevant federal and state governing laws, FFIEC requirements and payment system rules that regulate Bottomline and its products and services. This will include responding to audit fundings, as well as management of our anti-bribery, data, sanctions and trade compliance requirements for North America In addition, the Risk & Compliance Manager (USA) will investigate and deal with any whistleblowing issues that arise in the region. 

This role is remote,  Eastern Time Zone required

How you’ll contribute

• Develop, implement and manage the organization’s compliance with the requirements of the FFEIC, including responding to any findings in relation to FFEIC audits
• Develop, implement and manage the organization’s anti-bribery, sanctions and trade compliance requirements (including export classification of Bottomline products from North America)  
• Management of, and response to, US sanctions, ensuring that Bottomline doesn’t infringe such sanctions
• Manage the country restriction list related to countries into which Bottomline elects not to sell from the US and the rationale
• Assisting the Global DPO in relation to compliance activities under the CCPA and CPRA
• Understanding relevant contractual requirements of Bottomline’s customers in the USA, which are driven by regulation and legislation, and helping to ensure compliance with those requirements
• Undertake annual reviews to ensure compliance with current legal and regulatory standards as well as best commercial practices
• Develop and assess the effectiveness of internal controls by reviewing processes, documentation, and procedures.
• Develop and manage annual training programs for FFEIC requirements, anti-bribery, sanctions and trade compliance requirements
• Lead incident response efforts related to FFEIC, anti-bribery, sanctions and trade compliance requirements issues, including investigation, reporting, and mitigation strategies.
• Provide updates to Audit Committee detailing audit findings, recommendations for improvement, and potential impact to the business.
• Track corrective actions implemented by Audit Committee to address audit findings and ensure ongoing compliance 
• Collaborate with legal, product, sales and CISO teams to ensure a compliant approach in all operations and initiatives.
• Conduct regular horizon scanning to monitor emerging trends and legislative developments to anticipate and address regulatory and compliance risks. 

If you have the attributes, skills, and experience listed below, we want to hear from you.

• In-depth knowledge of FFEIC requirements and relevant federal and state governing laws in relation to fintech and financial software and services operations
• In-depth knowledge of US AML, anti-bribery and corruption legislation and regulation and best practice.
• In-depth knowledge of US sanctions implementation and adherence requirements
• Experience of US trade compliance requirements including EECNs and CCLs
• Detailed understanding of the design and deployment of internal control frameworks, policies and processes
• Excellent verbal and written communications skills with the ability to influence stakeholders at all levels.
• Strong analytical and problem-solving abilities with a proactive approach to legal compliance and risk management
• Ability to work independently and as part of a team
• Ability to work in a remotely organized organization
• Strong analytical and problem-solving skills, attention to detail
• Able to communicate complex issues in a clear & concise manner
• Understanding of internal control frameworks and risk management principles
• Broad knowledge of US regulated and unregulated financial services market and products, alongside wider cross border fintech/payment services solutions.
• Broad knowledge of CCPA and CPRA  
• Demonstrable track record of effective C-suite/board level engagement.
• Professional certification in relevant field.
• Proficiency in data analytic and reporting skills (Excel, Power BI)
• Bachelor's degree in legal, risk, compliance, financial or a related field (Juris Doctor, if applicable)
• 5-10 years of experience in Compliance, Financial Crime and Risk management roles particularly with experience of the FFEIC and in the regulated banking or payments industry. 

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