Senior FinCrime Support Analyst

About Apron

Apron is focused on helping more small and medium businesses succeed. The biggest threat to small business is cash flow, often stemming from a gap between the demand payments put on owners and the aptitude to make the payments effectively.

We are closing the gap by digitising and simplifying the payments process: capturing invoices, issuing expense cards, paying and getting paid, all in one place.

We have grown fast over the past few years, expanding our team to circa 100 individuals across the UK, Germany, Spain and more. We are backed by Index Ventures, Bessemer Venture Partners, Zinal Grow and Tony Fadell and we’ve raised $50m.

Who We’re Looking For

Are you passionate about fighting financial crime and protecting customers? Do you enjoy deep investigative work, solving complex problems, and improving processes in a fast-moving fintech environment?

We are looking for a Senior FinCrime Support Analyst who brings strong AML, fraud, and KYB expertise, thrives in a high-growth setting, and is excited to take ownership of complex cases while helping shape and scale our FinCrime operations.

What You’ll Be Doing

As a Senior FinCrime Support Analyst, you’ll play a key role in protecting Apron and its customers from financial crime, while helping scale and improve our operations:

• Review and investigate transaction monitoring alerts, identifying suspicious activity and preparing high-quality UARs, with support for SAR submissions where needed.

• Lead end-to-end fraud investigations (including payment fraud, account takeover, and social engineering), building clear, evidence-based case narratives.

• Conduct and review KYB onboarding checks, including UBO identification, company structure analysis, and enhanced due diligence for complex cases.

• Manage offboarding decisions in line with internal policies and regulatory requirements.

• Act as an escalation point for complex or high-risk FinCrime and fraud cases requiring senior judgement.

• Analyse trends and contribute to improving transaction monitoring rules, reducing false positives while maintaining strong detection.

• Work closely with Support, Product, and Compliance teams to ensure fast, effective handling of cases and continuous improvement of processes.

• Support audits, reporting, and documentation, ensuring high-quality and audit-ready records.

• Mentor junior team members and contribute to building scalable processes, SOPs, and team knowledge.

What You’ll Need

• Experience

  • 2–5 years in FinCrime, AML, Fraud, or similar role (fintech/payments preferred).

  • Hands-on experience with transaction monitoring, fraud investigations, and KYB.

  • Experience preparing UARs/SARs.

• Skills & Knowledge

  • Good understanding of AML regulations and sanctions frameworks (UK preferred).

  • Strong analytical and investigative skills with attention to detail.

  • Ability to make sound decisions in a fast-paced environment.

  • Clear communication skills and ability to explain complex topics simply.

  • Comfortable working cross-functionally and mentoring others.

What We Offer

• Fully remote work with flexibility to adapt to your schedule.

• Potential for an office-based environment in Krakow in the future.

• Comprehensive onboarding and training to ensure your success.

• Competitive compensation and growth opportunities.

• A supportive, inclusive, and dynamic team environment.