Loan Originator
About SimpleCiti
SimpleCiti is a disciplined private lending platform focused on DSCR and Residential Transition Loans (RTL), backed by institutional capital. We prioritize strong credit, clean execution, and scalable growth.
The Role
We are hiring Lending Operators at different production levels — from growth-track originators to proven volume producers.
You will source, structure, and close investment property loans while operating inside a disciplined credit framework. This role requires both production drive and credit judgment.
If you want operational support, direct access to decision-makers, and a platform built for long-term scale — this is it.
Core Responsibilities
- Source and close DSCR and/or RTL loans
- Build and maintain broker & investor relationships
- Pre-screen opportunities within defined credit guardrails
- Structure deals aligned with LTV and underwriting standards
- Submit complete, clean files with required documentation
- Proactively manage pipeline and CRM/LOS
- Participate in weekly deal and credit calls
- Collaborate closely with underwriting, operations, and capital markets
Clean Execution Standard
- Complete borrower intake at submission
- Accurate deal structure
- Clear communication
- Minimal underwriting rework
- Strong pipeline discipline
Requirements
- Background in real estate, mortgage, or brokerage
- Hungry to build a book
- Coachable and disciplined
- Strong follow-up and organization
- Eager to develop structured credit judgment
- Proven DSCR / RTL production history (Preferred)
- Active broker or investor network (Preferred)
- Consistent monthly volume (~$2M+ funded preferred)
- Strong understanding of LTV discipline and credit fundamentals
- Operates well inside structured, compliance-driven platforms
Benefits
- Direct access to decision-makers
- Institutional capital backing
- Transparent credit guidelines
- Strong operational and processing support
- Competitive commission structure with upside
- Real growth path — not a churn shop