Senior Software Engineer - Stablecoin

At SumUp, we believe small businesses are the heartbeat of Europe's economy. Our mission has always been to help them thrive. Now we're taking the next leap:  a stablecoin that will make payments instant, cheaper, and fully compliant.

This is a rare chance to work on a product at the intersection of fintech, crypto, and regulation — backed by a profitable business serving 4M merchants across 35+ markets.

What's the opportunity?

We're looking for a Senior Backend Engineer who loves building from scratch, thrives in fast-paced environments, and wants to grow their technical expertise in a high-impact domain. You'll work closely with our Staff Engineer and cross-functional team to bring the stablecoin initiative to life.

This is a newly created role on a high-priority project. It's fast-moving, complex, and full of learning opportunities - perfect for someone who enjoys solving hard problems and shipping quality code.

What you'll do

• Build from zero: Contribute to technical discovery and MVP development for SURO, coding daily in Kotlin or Go.
• Design reliable systems: Help build high-SLA, service-oriented systems that integrate with our ledger, reconciliation, and treasury platforms.
• Deliver quality: Write clean, tested, maintainable code with a focus on reliability, security, and observability.
• Collaborate across teams: Work with Product, Finance, Legal, and Banking to deliver features that meet regulatory standards.
• Grow your skills: Learn from experienced engineers and expand your expertise in payments, compliance, and blockchain technologies.
• Own features end-to-end: Take ownership of specific components from design through deployment and monitoring.

What makes you a great fit

• 4+ years of backend development experience shipping production software, ideally in payments, PSP, acquiring, or digital wallets.
• Strong backend expertise in Kotlin or Go, with solid understanding of cloud-native patterns (microservices, event-driven systems, CI/CD).
• Experience building systems that handle high transaction volumes and meet strict SLAs.
• A builder's mindset: comfortable with uncertainty, rapid prototyping, and iterating in greenfield environments.
• Strong collaboration and communication skills: able to work effectively across technical and non-technical teams.
• Bonus: Familiarity with blockchain concepts or curiosity about crypto/stablecoin products.

Why join SumUp?

• Shape the future: Contribute to the core foundations of a first-of-its-kind stablecoin for European merchants.
• Grow your career: Learn from senior engineers and expand into new technical domains (blockchain, compliance, fintech).
• Impact at scale: Your work will touch millions of daily transactions across Europe.

Perks & Benefits

• €2,000 yearly learning & development budget
• Participate in our VSOP (Virtual Stock Option Plan)
• 25+ days of paid leave, plus 1-month sabbatical every 3 years
• Childbirth/adoption bonuses
• Co-sponsored Multisport card & wellness perks
• Monthly meal vouchers and flexible benefits
• Comprehensive health & life insurance
• An inclusive, values-driven team that celebrates diversity

If you're an engineer who wants to build something truly new, work at the intersection of fintech and crypto, and grow your technical skills in a high-impact environment — this is your chance.

Apply now and let's shape the future of European payments together.

We believe in the everyday hero.

Small business owners are at the heart of all we do, so we create powerful, easy-to-use financial solutions to help them run their businesses. With a founder's mentality and a 'team-first' attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.

SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.