Underwriter - Commercial Residential

What you will be doing:

• Evaluate and underwrite personal lines and/or commercial residential property risks, including homeowners, and residential commercial exposures.
• Analyze applications, inspections, third-party data, and loss history to assess risk acceptability.
• Apply underwriting guidelines, authority levels, and pricing rules consistently.
• Identify and escalate risks outside of authority or guidelines.
• Ensure pricing adequacy and adherence to filed rates and forms.
• Support profitable growth by maintaining disciplined risk selection.
• Monitor risk characteristics and trends impacting loss experience.
• Participate in underwriting audits and quality reviews.
• Ensure underwriting decisions comply with state regulations, filings, and internal controls.
• Maintain accurate documentation to support audit, regulatory, and SOX requirements.
• Support responses to regulatory inquiries related to underwriting practices.
• Communicate underwriting requirements and decisions clearly to internal and external stakeholders.
• Meet service-level standards for quote turnaround and policy issuance.
• Maintain underwriting files in accordance with company documentation standards.
• Identify opportunities to improve underwriting workflows and efficiency.
• Perform other duties, as assigned.

What you already have:

Education, Experience, and Licensing:

• Bachelor’s degree or an equivalent combination of a High School diploma and relevant work experience.
• 3+ years of experience in the Property & Casualty Homeowner's insurance industry.
• 2+ years of underwriting experience in commercial residential property.
• State underwriting or adjuster licenses, where applicable.

Qualifications/Skills and Competencies:

• Knowledge of homeowner’s insurance products, rating, and policy forms.
• Familiarity with underwriting systems, third-party data tools, and inspection reports.
• Ability to make complex decisions using critical thinking in the assessment and management of risk according to established guidelines and authority.
• Strong written and verbal communication skills with the ability to interact on a professional level.
• Ability and desire to deliver exceptional customer service.
• Exceptional organizational and time management skills with the ability to plan and prioritize effectively.
• Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook.
• Desire to live Slide’s Core Values.