AML, Fraud & Crypto Investigations Analyst (m/f/d)
About Ivy
Ivy is building the world’s first programmable bank. We know the bank of the future is going to be fully regulated and stablecoin-native. We believe that the crypto folks are too afraid of full bank charters, while the bank folks know too little about crypto to pull it off. We believe there’s a trillion-dollar opportunity to launch regulated banks built on the blockchain.
Today, we bank the world’s leading crypto platforms (Kraken). Tomorrow, our platform will power global correspondent banking. And who's going to bank all these AI agents? We are certain that if we get this right, Ivy is going to be Europe’s first $1T company.
We are a team of ex-founders, early employees at unicorns, and top-tier talent from fintech and banking and we are backed by the world’s best fintech investors:
Valar - Peter Thiel and the Valar team have been thinking about global money since PayPal times.
Creandum - Previously invested in fintechs like Klarna, Trade Republic, Pleo, iZettle
10+ unicorn founders
As AML, Fraud & Crypto Investigations Analyst, you will execute Ivy’s daily AML/fraud monitoring operation. You will independently review and resolve alerts, investigate suspicious activity across fiat payment flows and crypto-related activity, raise and manage RFIs, and escalate cases for SAR/STR filing consideration.
This is a hands-on role: you will be expected to improve detection quality, reduce false positives, and continuously strengthen Ivy’s financial crime controls through rule tuning, feedback loops, and automation opportunities to drive efficiency while ensuring investigations are thorough, timely, and well-documented.
Key Responsibilities
Operate the transaction monitoring system to review, analyze, and investigate alerts related to AML, fraud, and sanctions risks
Conduct first-line investigations and draft recommendations for escalation or closure
Identify patterns and propose rule enhancements to improve detection quality and reduce false positives
Support the filing of Suspicious Activity Reports (SARs)
Conduct and document investigations
Contribute to ongoing improvements of detection models, including testing, feedback, and quality assurance
Crypto / Blockchain Investigations
Review KYT / wallet screening alerts and support investigations involving on-chain activity and crypto exposure
Use blockchain analytics tools (e.g., Chainalysis, TRM, Elliptic, CipherTrace, Scorechain or similar)
Trace flows, identify typologies (mixers, scams, darknet, sanctions, fraud rings)
Conduct open-source intelligence (OSINT) research on customers, counterparties and activity indicators
Requirements
Prior experience in transaction monitoring, AML investigations, or fraud detection (1–3 years preferred)
Familiarity with TM systems (e.g., SEON, ComplyAdvantage, Actimize) and Crypto tool such as SumSub Travel Rule or Crystal Blockchain Analyst tools is a plus
Knowledge of EU AML regulations and guidance (e.g. 5AMLD, MiCA and EBA guidelines)
Ability to work independently and handle sensitive information with discretion
ACAMS / ICA / ACFCS certification
Strong “builder” mindset: you proactively improve monitoring processes & automation
What we offer
Join a Dream Team: We focus on building a team of exceptional people who grow fast, take on big challenges, and inspire each other to deliver at the highest level.
No Bullshit: Output over input, bias for action - we move fast and follow through, customer value over internal policies. We believe in big outcomes, not titles or hierarchies.
Real Participation: Employees are shareholders. Every permanent employee participates in our equity program.
Perks & Benefits: Relocation support, Visa Support, the latest Apple gear (MacBook + AirPods), lunch benefit, Gym benefit, a beautiful office in the heart of the city, 4x on-/offsites per year, weekly team dinner, and an annual development budget.