AML/CFT Specialist
We are seeking a qualified and experienced professional to join AML Operations in Szczecin as an AML/CFT Specialist. The role is responsible for supporting compliance with AML/CFT regulatory requirements through effective execution of Transaction Monitoring and Sanctions screening activities, while meeting established operational KPIs. The ideal candidate will play a crucial role in ensuring compliance with anti-money laundering (AML) regulations and establishing and executing effective AML/CFT operational KPIs for Transaction Monitoring and Sanctions screening.
Key Responsibilities:
Review and investigate alerts generated by the transaction monitoring system and sanctions system.
Conduct detailed analysis of customer transactions, behaviour, and account activity.
Identify patterns, anomalies, or red flags that may indicate potential financial crime.
Perform enhanced due diligence (EDD) where required.
Document investigation findings clearly and escalate suspicious activity to AML SME.
Prepare Internal Suspicious Activity Reports (SARs/STRs) in accordance with Internal Procedures and regulatory requirements.
Maintain up-to-date knowledge of financial crime trends, typologies, and regulatory guidance.
Collaborate with other teams in Operations and Business stakeholders to ensure holistic risk assessment and professional communication.
Contribute to the continuous improvement and service excellence of monitoring scenarios, thresholds, and systems by meeting KPIs, sharing best practices and participating in projects impacting AML function.
Review and investigate Periodic KYC reviews ( if assigned).
Qualifications and Experience:
Bachelor's degree in Finance, Business, or a related field. Advanced degree or relevant certifications (e.g., CAMS,ICA,) is a plus but not required.
Background in customer support, operations, onboarding, data processing, or similar roles is a strong plus.
Intrest in AML/CFT and motivation to learn about TF Bank is essential.
Minimum 2 years experience in a similar position or equivalent within financial sector.
Detail-oriented with a proactive approach to identifying and addressing potential risks.
Ability to adapt to changing regulatory environments and implement necessary adjustments.
Excellent communication and interpersonal skills to collaborate effectively with various stakeholders.
Fluency in English and German or any other EU language.
Have the ability to make decisions quickly selecting the best course of action based on the available information/data and accepting personal responsibility for the outcome.
Work co-operatively with others across the whole bank.
Build effective relationships in the business, train colleagues in the other streams, encouraging the sharing of best practice and exchanging of ideas.