Business Credit Analyst - Cape Town
Primary Purpose
To assess and process applications for Lending Applications as well as monitor various other collateral functions.
Minimum Requirements
Qualifications
- Banking Diploma /Finance Degree or Diploma
Competencies
- Finance knowledge and ability to read financial statements
- Excellent computer skills in Word, Excel
- Accounting principles
- Good verbal and written communication
- Attention to detail
- Prioritizing
- Quality orientation
- Problem solving
- Organised
- Professionalism
- Confidentiality
- Innovation
- Team Player
- Assertiveness
- Cost conscious
- Motivated
- Ability to work under pressure
- Integrity
- Vision
- Independence
Ideal
Experience
- 3-5 years related experience
Duties and Responsibilities
FINANCIALS
- Assessing, analyzing and interpreting complication financial information
- Completing loan application forms and submitting to loan committees for approval
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Prepare reports that include the degree of risk involved in extending credit or lending money
- Generate financial ratios, using computer programs, to evaluate customers’ financial status
CUSTOMER CENTRICITY
- Ensures customer service excellence
- Communicate vision and services
- Identify problem areas and ensure corrective action is taken.
- Analysis of the month-end reports to ensure accuracy of data.
- Interprets business/customer requirements to provide timeous solutions.
- Responsiveness: Speed of responses, reaction time, going the extra mile, turnaround time.
REPORTS
- Document Control
- Monthly reporting
- General Reporting
This position is advertised in line with our commitment to Employment Equity.