Compliance Testing Analyst

LemFi (Series B) is building the go-to financial app for the Global South.

Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.

What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.

With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.

The Role:

As a Compliance Testing Analyst at LemFi, you will be responsible for the execution of our global compliance testing program. You aren't just checking boxes; you are performing deep-dive reviews into our AML, Sanctions, and Consumer Compliance and regulatory controls to ensure they are robust enough to protect our customers and our platform. You will work closely with the Testing Manager to transform raw data into actionable insights that strengthen our global compliance posture.

How You'll Contribute:

• Execution of Testing Cycles: Conduct methodical testing of AML/CFT, Sanctions, and Consumer Compliance and regulatory controls across all LemFi jurisdictions (US, UK, Canada, and Europe).

• Transaction Sampling: Perform forensic-level reviews of automated outcomes, customer files, transaction alerts, and SAR filings to ensure adherence to internal policies and regulatory requirements.

• Issue Identification: Identify control deficiencies and "broken" processes, documenting clear and concise findings for the Compliance Testing Manager.

• Remediation Design: Partner with the Compliance Testing Manager to suggest practical, scalable solutions for identified gaps. You will track these actions through to completion to ensure the "fix" actually works.

• Data Analysis: Use Excel/Google Sheets and internal systems to pull data sets, identify trends, and select representative samples for testing.

• Audit Support: Assist the Compliance Testing Manager in gathering evidence and documentation for external regulators and independent auditors.

• Quality Assurance (QA) Liaison: Work alongside the QA team to ensure that day-to-day operational checks align with the broader compliance testing framework.

• Reporting: Assist in drafting formal testing reports and presentation decks that summarise findings and track the progress of remediation efforts.

Who You Are:

You are a candidate who would thrive in a fintech startup environment like ours, where we readily accept individuals with a humble, yet uplifting attitude alongside a diligent sense of work ethic. The teams here at LemFi are passionate about their work and expertise, but also lend hands on cross-functional responsibilities to ensure the success of the company and the satisfaction of our clientele.

• 1–3 years of experience in an AML compliance role, specifically within a testing, internal audit, or quality assurance capacity.

• Attention to detail and exceptional organizational skills;

• Data and analytical skills, including proficiency with Microsoft Excel/Google Sheets and the ability to perform data analysis;

• Ability to thrive as part of a team and be an empowering, constructive and considerate colleague;

• Knowledge of UK, US, EU and Canadian regulatory requirements;

• Strong written skills with the ability to explain complex compliance gaps in simple, plain English.

The Interview Process:

• TA Screen (30 mins)

• Meeting the manager (30 mins)

• Stakeholder Interview (30 mins)

Why Join LemFi?

Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.

At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.

Our Values: How We Win

• Sharp Customer Focus 🎯 We cut through the noise and prioritize ruthlessly based on what drives real value.

• Lead with Data 📊 We trade instinct for insight. We test, analyze, and own the outcomes.

• Ownership 🤝 We take responsibility for global outcomes, not just local wins.

• Grit 💪 We navigate ambiguity with resilience and keep pushing until the customer feels the impact.
  

You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play.

Diversity & Inclusion at LemFi

To build the best financial tools for the global diaspora, we need a team that reflects the world we serve. We welcome builders from all walks of life who embody our values over a perfect resume.

Don’t meet every single requirement in the job ad? Research shows that candidates from underrepresented backgrounds often hesitate to apply if they don't check every box. If you are excited about this role and our mission, we encourage you to apply anyway. You might be just the right person for this, or other roles.