Junior Product Owner

Job Title: Junior Product Owner

Location: Cardiff

Hybrid / Flexible Working

Salary: up to £35,000 depending on experience + up to 20% annual bonus + benefits

Stability, flexibility and the opportunity to work on greenfield projects within one of Europe’s leading financial experts, sound interesting to you?

LDMS - About Us

Founded in 2018, LDMS is part of the LC Financial Holdings group, a 3 pillar organisation that has over 950 employees across Europe. Together, we have an impressive track record of providing world class credit expertise that spans over 20 years.

We are a Fintech company focused on digital lending software, a market growing around 18% per year and set to be worth $27 billion by 2028. Given our expertise within the company and across the group we aim to be the leader in the space, and in order to do that we need a team of people who can not just write quality code but can think, create and challenge others to come up with the best solutions for our customers. We are an ambitious team with a pretty big ‘to do list’ including improving existing products, building new ones and delivering to new markets.

The Role

We are seeking a Junior Product Owner to join our expanding product team. This is a developmental role designed to support your growth and learning journey in product ownership. You will report directly to the Senior Product Owner and work closely with product engineering and professional services teams to deliver first class financial management software.

Initially, you will support the product team on various initiatives while learning the fundamentals of product ownership. As you develop, you will take ownership of a newly created ‘Asset Management’ platform, which supports our other products. This role is well-suited to someone who is eager to learn, enjoys working on complex products, and is excited about shaping solutions in a fast-paced fintech environment. An interest in applying AI-driven capabilities to enhance product processing, decisioning, or user workflows is highly desirable.

Key Responsibilities:

From time to time, the key responsibilities may change or be adapted to the needs of the business; however, the below gives an overview of the key focus areas.

Product Ownership & Strategy

· Support the Senior Product Owner in evolving products used by multiple clients, countries, and tenants, learning to ensure clear vision and roadmap alignment to business and client needs.

· Assist in balancing global product consistency with local market and regulatory requirements.

· Take ownership of our early stage Asset Management platform as you develop, acting as a point of accountability for product outcomes and value delivery under the guidance of the Senior Product Owner.

Backlog Management & Prioritisation

· Support the maintenance and prioritisation of product backlogs, learning to ensure they are transparent, well-refined, and aligned with strategic objectives.

· Assist in making adaptive & informed decisions to support changing business needs & priorities.

· Work closely with engineering teams to plan and deliver work through regular sprint cycles, learning Agile methodologies.

· Develop effective tooling, time management and organisational skills to implement an Agile based delivery approach.

Requirements & Delivery

· Support gathering, analysing, and documenting business, functional, and non-functional requirements from internal and external stakeholders.

· Learn to translate requirements into clear user stories with well-defined acceptance criteria.

· Assist in defining and continuously improving end-to-end customer and user journeys across the platform.

· Support development teams throughout delivery, including sprint planning, refinement, reviews, and release activities.

Stakeholder & Client Collaboration

· Collaborate with internal teams (Engineering, QA, Professional Services, Project management, Service Delivery) to deliver high-quality solutions.

· Support engagement with group clients to understand their needs, challenges, and feedback, learning how to incorporate these into the product roadmap.

· Learn to clearly communicate priorities, progress, and decisions to stakeholders at all levels.

AI & Product Innovation

· Support identification of opportunities to leverage AI and automation to enhance product processing, decision-making, efficiency, or user experience.

· Stay informed on emerging trends in AI and financial services technology.

Requirements

• Some experience in a fast paced business working with software, financial products or insurance.
• Basic understanding or willingness to learn Agile / Scrum methodologies and product backlog management.
• Demonstrated ability or strong potential to understand detailed and complex problems and convert and communicate them into understandable requirements.
• Interest in working with complex products that support multiple clients, configurations, or markets.
• Basic understanding or eagerness to learn about end-to-end customer journeys and user-centred design principles.
• Good stakeholder management and communication skills, with a willingness to develop these further.
• Eagerness to learn to prioritise effectively in a fast-paced, evolving environment and take decision making accountability.
• Strong analytical and problem-solving skills, with attention to detail.
• Willingness to learn and use agile tools (JIRA, Confluence, Slack or similar).

Desirable:

• Experience within financial services, fintech, financial software/products, or regulated software environments.
• Experience working within operational or data analyses roles to support understanding business needs.
• Interest or hands-on experience in applying AI or machine learning within software products.
• Familiarity with data-driven product development and performance metrics.

What’s important to us?

It’s safe to say our passion is tech, but we recognise that the people we hire and bring together are at the heart of the organisation. Over the years, we have acquired and recruited a pretty eclectic bunch with hobbies ranging from gaming to ultra marathon running, snowboarding to chess and hiking and climbing; However, what we do have in common are our values:

• Teamwork
• Merit
• Develop
• Honest
• Impactful
• Integrity

They may look like corporate jargon, but they mean something to us. If you can relate to the above, get in touch, as there’s a good chance that you’d be a great addition to the team.

Benefits

• Discretionary Bonus (Up-to 20%)
• 25 days annual leave (plus bank holidays)
• 1 day Birthday leave
• 1 day Charity leave
• Private Health Insurance
• EAP
• Pension (3% / 5% contribution)
• Salary sacrifice - (Bike & Electric Vehicle Scheme)
• Monthly socials
• Charity Events