Merchant settlement & Reconciliation specialist
Guru Pay is an EMI based in Lithuania with a goal to deliver a personalized boutique service to B2B, B2C and C2B customers. Our team is small, yet highly ambitious in delivering high-tier service for our business accounts.
We are looking for a Merchant settlement & Reconciliation specialist who will take full ownership of reconciliation and merchant settlement processes within our acquiring product. This role is ideal for someone detail-oriented, proactive, and experienced in payment reconciliations who can ensure accuracy across complex payment flows and continuously improve existing processes.
What will you do:
- Own and manage the full reconciliation flow for the acquiring product
- Compare reports from Visa/Mastercard, payment processors, gateways, and internal systems to verify transaction amounts, fees, chargebacks, refunds, and adjustments
- Investigate and resolve discrepancies by working with processors, card schemes, and internal teams
- Prepare and execute periodic merchant settlements together with the internal payments team
- Generate reconciliation and settlement reports for merchants and ensure alignment with actual payouts
- Maintain and improve reconciliation procedures and documentation
- Track discrepancies and ensure timely resolution
- Support month-end reconciliation and reporting processes
- Participate in improving internal reconciliation tools and propose automation opportunities
What we expect:
- Hands-on experience with reconciliation in fintech, payments, or financial services
- Strong attention to detail and analytical thinking
- Ability to independently own reconciliation processes end-to-end
- Comfort working with large datasets, reports, and multiple payment sources
- Proactive mindset with a focus on improving processes
- Strong English communication skills
Nice to have:
- Experience with acquiring or card payment reconciliations
- Understanding of Visa/Mastercard settlement processes
- Lithuanian language skills
What will you get:
- A salary starting from 3000 EUR Gross (negotiable based on experience).
- 2nd pillar pension coverage.
- Encouragement and budget to support your professional development and certifications.
- Extra vacation day on your birthday.
- Flexible work from our office in Vilnius or the comfort of your home.
- A brand new office space in Vilnius with a comfortable work setting.
- Regular events, workations, health challenges, and other team initiatives.
- An ambitious team, focused on compliance and efficiency with an experienced leader who cares.