Senior Backend Software Engineer - Risk Management

About Alma

At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers.

Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt.

As the buy now pay later leader in France and active in 10 European countries, we’ve empowered over 21,000 merchants and 8 million consumers.

With 360+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe—and we’re just getting started.

Alma is the company for you if are looking for:

Collective intelligence is the driving force behind Alma: we are looking for open-minded, curious, and ambitious people who want to actively participate in this exponential growth.

To continue to deliver an optimal purchasing experience and absolute ease of use, all teams at Alma (Tech, Product, Sales, Operations, Data, Risk, Finance, Compliance, Legal, Marketing and People) will strengthen their members to maintain the highest standards of quality and trust while pushing these innovations at Alma’s pace.

About the job

We are looking for a Senior Software Engineer to work with our Foundation teams, which are responsible for developing our payment systems and offering the best user experience to merchants and consumers alike. You will be part of the Risk Management Squad, in the Core Finance Tribe.

Risk Management squad: Estimate the risk of funding a consumer's purchase or dealing with a merchant.

Mains responsibilities

Your main missions are:

• Create APIs and backend components that enable payments for tens of thousands of merchants and millions of consumers.
• Write maintainable code that meets the highest quality, security, and performance standards expected of a regulated company processing billions of euros.
• Evolve the architecture to meet growing business needs in close collaboration with the product team and other technical leaders.
• Take the lead in production issues and performance troubleshooting, upgrading our product to achieve greater reliability in the long run.

Our technical stack includes: Python 3.13, Docker, React, GCP, Kubernetes, Postgres, Redis, PubSub, Datadog.

About you

You will be the ideal candidate if you have:

• Minimum 5 years of relevant work experience with large-scale backend systems.
• Bachelor’s or Master’s degree in computer science or a related field.
• Proficiency with Python, Docker, and relational databases.
• Experience building payment or finance solutions is a plus.
• Strong communication and collaboration skills, with the ability to work effectively within both a cross-functional team and between teams.
• Ability to influence how businesses and products are developed.
• Fluent in French and good level of English (at least B2 Independent User)

About the recruitment process

• Interview with Talent Acquisition (30 min)
• Interview with Engineering Manager (60 min)
• Take-home Coding test, following by a remote feedback session (30 min)
• Live System Design interview (60 min)
• Team Fit interview (60 min)

More information on the hiring process can be found in our Interview Guide 

You're not sure if you meet 100% of the criteria and that's making you hesitate to apply?

👉 At Alma, we believe that diversity drives innovation and strengthens our community and are committed to creating a workplace where everyone feels respected, valued, and empowered to contribute. We are proud to be an equal opportunity employer and welcome applicants from all backgrounds and experiences. All employment decisions are made based on qualifications, experiences, merit, and business needs without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other legally protected characteristic.

So please take your chance, apply anyway!