Credit Analytics
About OnePay
OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
The Role
As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions, faster. You will work cross-functionally to define the problem at-hand, create a framework to break it down, leverage data to enable optimal decision-making, and extend proposals that advance both the business and provide a better experience for our customers. To be successful, you’ll need a passion for solving complex problems inherent to working in the fintech industry, have an eager-mentality to accelerate our robust customer growth, and take an owner mindset in managing our foremost business performance metrics.
This role is responsible for:
Perform detailed product usage and business performance analyses to derive data insights that lead to actionable business solutions.
Design, execute, and analyze A/B tests to measure impact of changes with a focus on iteration to perfection.
Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
Leverage AI-powered tools and techniques to uncover patterns, automate insights, and push the boundaries of what’s possible in product analytics.
Share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.
Dig into user behavior and “double-clicks” of the data to identify high-impact opportunities for product improvements or targeted outreach.
Think through 2nd order impacts of analysis and explain the impacts to different business areas.
You bring
4-7 years of professional experience in analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.
Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.
Proven ability to work cross-functionally to translate complex data questions into practical business guidance.
Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.
An act-like-an-owner mentality. We have a bias toward taking action.
What We Offer
Competitive salary, stock options, and benefits from Day 1
Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth, mission-driven, inclusive culture where your work has real impact
Standard Interview Process
Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
Equal Employment Opportunity
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.