Risk Management Specialist - German speaking (f/m/x)
About lemon.markets 🍋
We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses, providing seamless access to capital markets. By empowering FinTechs, Banks and Wealth Managers to offer investment products, we help create financial well-being for their customers.
lemon.markets provides a Brokerage-as-a-Service platform for simple digital access to capital markets through a single API. Our API-first infrastructure makes launching an investment product customer-centric and compliant. We abstract all complexity for our partners through a well documented API, a self-service customer operations portal and operating in a clear regulatory framework. Enabling partners to launch in weeks, not months.
We have experienced first hand that brokerage infrastructure is broken. Building an investment product used to be highly expensive, challenging and cumbersome. We ease this pain by shielding our partners & their customers from the underlying complexity - and with that, we make investing seamlessly accessible to everyone. Because that’s exactly what we enjoy, going to places nobody else dares and solving hard problems. This not only creates tons of value when done right, but attracts the smartest minds - because outlier companies are built by exceptional people like you.
Your Mission
We are looking for a Risk & Internal Control Specialist who will strengthen our general risk management framework, operational risk oversight, and internal control framework. In this role, you will help us identify, assess, and mitigate risks across our processes while collaborating closely with cross‑functional teams. You will contribute to building smart, automated, and scalable solutions that reduce operational exposure and increase organisational resilience. This position is ideal for someone who enjoys analytical work, is curious about how systems and processes fit together, and is eager to grow into a more senior risk or governance role over time.
Your mission is to support the development and execution of our risk management framework. You will help ensure that operational processes remain controlled, efficient, and compliant with regulatory expectations. You will actively work with teams across the company to understand workflows, spot gaps, and translate risk findings into actionable improvements — including drafting business or technical requirements where needed. Your contribution will help make our organisation more robust, more automated, and better prepared for future growth.
You Will
Support the identification, assessment, and documentation, especially of non‑financial and operational risks, including ICT, third-party and business continuity risks.
Assist in running risk assessments, control testing, and issue remediation tracking
Maintain and improve our internal control framework and operational procedures
Draft clear business and technical requirements for process improvements or automation
Collaborate with product, engineering, and operations to design pragmatic, efficient, and tech‑enabled solutions
Help monitor regulatory expectations and ensure internal processes align with them
Contribute to third-party assessments, incident analysis, root‑cause identification, and corrective action plans
Participate in enhancing tooling and automations to improve risk transparency and reduce manual work
You will be successful in this role if:
You bring experience and a strong track record from previous roles in risk management, helping you contribute value from day one.
You naturally approach problems with structure and curiosity, diving into details and analysing situations before jumping to conclusions.
You like understanding how things work behind the scenes — how processes connect, how systems interact, and how controls keep everything running safely.
You are able to take complex regulatory or technical topics and turn them into clear, simple documentation that others can easily follow.
You enjoy working with different people and teams, building relationships and aligning everyone toward shared goals.
You constantly look for ways to make things smarter, faster, and more automated — because you believe good processes should scale.
You are genuinely curious about risk management and fintech operations, and you see every task as a learning opportunity.
You feel comfortable in fast‑moving environments, even when things are not perfectly defined, and you’re motivated by shaping clarity out of ambiguity.
You communicate confidently in both German and English, making it easy for you to work with teams across the company.
How we take care of you:
🚀 Compensation package: We offer you a competitive salary and benefits package, based on your experience and the value-add you bring to lemon.markets.
💎 Make a real impact: You will play a crucial part in one of the most innovative and challenging missions in German and European FinTech, reporting directly to our Head of Risk and combining lemon.markets’ green field approach in brokerage-as-a-service with the stability and trust of market leading dwpbank group
🕑 Flexible working hours: We value focus time. Encouraging everyone to minimise fixed meetings and leverage asynchronous communication and time spent with customers.
🏢 Hybrid work setup: Ideally, you are based in Berlin, but we offer the flexibility to work from home across Germany. That being said, lemoneers work 4 days or more per month on-site in our Berlin office, spending quality time together with the team at events, offsites or over team dinners.
📈 Grow with us: We take your personal development seriously, meaning that we make sure to constantly mentor and challenge you so that you can reach your next level and beyond.
💛 Perks & benefits: We sponsor a Deutschlandticket for employees on unlimited contracts, plus 50% off on Beatvest - our partner for financial education and investing.
🏝 Workation: Work from anywhere in the EU for up to 60 days per year.
About the Process:
Get to know each other - Karo, Talent | 40 minutes
Deep Dive - Guido, Head of Risk Management | 60 minutes
Meet the Leadership - Dirk, MD Backoffice | 60 minutes
Meet us at our lemon.markets HQ
Case study | 60 minutes
Principles Session - A selection of lemoneers | 45 minutes
As an equal opportunity employer, lemon.markets is committed to building an inclusive workplace. The company welcomes people from all different backgrounds, including age, citizenship, ethnic and racial origins, gender identities, individuals with disabilities, marital status, religions and ideologies, and sexual orientations to apply.