VP, BSA & Sanctions Program Risk Management
$125k - $208k USD
We are a hybrid, remote-office company dedicated to growing our talent anywhere!
We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.
At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.
We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
About the Role:
The Vice President of BSA & Sanctions Program Risk Management is responsible for identifying, assessing, and monitoring risks across the Bank's Bank Secrecy Act, Anti-Money Laundering, and Sanctions program. This role provides critical risk oversight to ensure the BSA/AML & Sanctions program effectively mitigates financial crime risk in alignment with regulatory expectations and the Bank's risk appetite. The VP serves as a key leader within the compliance organization, partnering with business lines, third-party managers, and senior leadership to strengthen the Bank's defenses against financial crime.
What You Will Do:
Risk Assessment & Methodology
- Conduct and maintain the enterprise-wide BSA/AML & Sanctions risk assessments, ensuring comprehensive coverage of all products, services, customers, and geographies
- Partnering with key internal and external teams to perform risk assessments for new products, services, customer types, and business initiatives to identify potential BSA/AML & Sanctions exposure prior to launch
Performance Monitoring & Reporting
- Establish, track, and report key performance indicators (KPIs) and key risk indicators (KRIs) to measure program effectiveness and identify emerging risk trends
- Assist in prepare executive-level reporting and presentations for senior leadership, board committees, and regulators on program risk posture
- Monitor regulatory developments and industry trends to proactively identify risks and recommend program enhancements
Oversight & Governance
- Provide second-line oversight of third-party program managers and partners performing BSA/AML/Sanctions functions on behalf of the Bank
- Ensure BSA/AML/Sanctions activities performed by business lines are executed consistent with program requirements and the Bank's risk appetite
- Provide risk-based recommendations to BSA leadership and business lines on control design, policy development, and process improvements
- Collaborate with Internal Audit, Enterprise Risk Management, and other control functions to ensure alignment of risk identification and mitigation strategies
Leadership
- Provide leadership, mentoring, and professional development to staff
- Support talent management including hiring, performance management, and succession planning
- Foster a culture of compliance, accountability, and continuous improvement
- Lead or participate in special projects and cross-functional initiatives
What You Will Need:
- Bachelor's degree required; advanced degree (JD, MBA, or master’s in a related field) preferred.
- CAMS, CFCS, or similar certification.
- 8+ years of AML or financial crime experience, with at least 5 years in a leadership role.
- Deep understanding of BSA/AML regulatory requirements and evolving financial crime typologies
- Strong knowledge of enterprise risk management, governance frameworks, and internal control principles
- Knowledge of financial crimes technology platforms, transaction monitoring systems, and data analytics
- Proven track record implementing and managing BSA/AML compliance programs and independent testing functions at complex financial institutions.
- Strong analytical and critical thinking skills with attention to detail
- Excellent written and verbal communication skills; ability to communicate complex concepts to diverse audiences
- Sound judgment and decision-making skills in ambiguous situations
- Collaborative approach with proven ability to build partnerships across functions
- Influencing others
- Innovation
- Strategic Thinking and Business Acumen
- Outcome Driven
- Planning and Organization
- Empowering others
The responsibilities listed above are not all inclusive and may be changed at any time.
Salary range: $125,000– $208,000
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
#LI-Remote
Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.
Who we are:
Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.
Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com
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