Credit Analyst
THE ROLE
● Conduct credit analysis on a broad range of commercial credit applications, including reviewing bank statements, credit reports and financial statements
● Make lending decisions in line with a Delegated Lending Authority (DLA), credit policy and risk appetite
● Work closely with the sales team and liaise with brokers and customers to obtain information for assessment
● Identify areas for improvement and provide feedback to business stakeholders
● Ability to manage high volumes and prioritise tasks
Qualifications
THIS PERSON IS SOMEONE WITH
● Previous working experience as a Credit Analyst/Underwriter operating within a DLA (Essential)
● Experience with SME credit assessment and an understanding of the SME market (Preferred)
● Excellent communication skills, both verbal and written
● A continuous improvement mindset, embracing change and thriving from it
Additional Information
PERKS & BENEFITS
Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots
Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space
Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs
Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
Community Support: Paid volunteer leave, diversity celebrations, company volunteer days
Career & Growth: Advancement opportunities, higher education sponsorship, hackathons