Senior Credit Pricing Manager
Internal use only - Grade D
About us.
We’re the team behind digital retailer Very.
Our purpose, helping families get more out of life, powers everything we do.
And we want our people to get more out of life too! If you’re high-performing, ambitious and make the most of every opportunity, we want to hear from you. In return, you’ll enjoy heaps of flexibility, great perks and benefits, and the freedom to be yourself, keep learning and take your career wherever you want it to go.
If you love making a difference, you’ll love making it sparkle for millions of Very customers. ✨
About the role.
We are looking for a Senior Credit Pricing Manager to lead the development and delivery of strategic pricing and product strategies across our revolving account, instalment, and card portfolios. This role is central to driving profitable growth, ensuring fair value for customers, and managing risk within a regulated financial services environment. You will balance commercial performance, customer outcomes, and compliance while shaping how we price and optimise our credit products.
What you’ll be doing:
- Develop and implement pricing strategies for all financial services products, ensuring fair value and regulatory compliance.
- Lead price and fair value assessments, representing Credit Pricing in key forums such as Customer and Product and Credit Risk committees.
- Lead design of advanced analytical models for pricing, forecasting, and performance tracking including valuation metrics including NPV, IRR, and Risk Adjusted Margins.
- Ensure automated reporting and dashboards that support performance monitoring are available for all stakeholders
- Manage framework for design, execution and analysis of A/B tests / experimentation to measure the impact of pricing changes including appropriate risk management
- Act as a strategic partner to senior leadership, turning complex data into clear, actionable recommendations.
- Work closely with analytics, product, and engineering teams to strengthen data infrastructure and governance ensuring data integrity and consistency across all pricing analytics outputs.
About you.
- Deep understanding of revenue management, pricing optimisation, and financial performance in credit or financial services
- Strong commercial acumen with a focus on P&L outcomes.
- Excellent communication skills with the ability to simplify complex ideas for non-technical audiences.
- A track record of leading and developing high performing analytics teams.
- Experience building and/or managing complex unit of one cashflow models for credit pricing.
- Knowledge of experimental design principles, ideally in a pricing context
- Understanding of BI tools and best practices for dashboarding
- Experience working in marketplace or platform environments is a plus.
Some of our benefits
- Flexible, hybrid working model
- Inclusive culture and environment, check out our Glassdoor reviews
- £6,500 flexible benefits allowance to suit your needs
- 30 days holiday + bank holidays
- LinkedIn learning access
- Bonus potential (performance and business-related)
- Up to 25% discount on Very.co.uk
- Matched pension up to 6%
- More benefits can be found on our career site
How to apply
Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next?
Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.
You can expect a two-stage interview process for this position:
1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.
2nd Stage – A one-hour formal task based interview where you can expect both competency and technical questions.
As an inclusive employer please do let us know if you require any reasonable adjustments.
If you'd like to know more about our interviews, you can find out here.
Diversity, inclusion and equal opportunities
We’re building a culture of everyday inclusion, and welcome applications from anyone who believes they can do the job. We don’t discriminate based on age, disability, gender reassignment, marriage or civil partnership, pregnancy or maternity, race, religion or belief, sex, or sexual orientation.
We want our recruitment process to be accessible to everyone. If you need reasonable adjustments to apply, interview, or perform a role, let us know via talentacquisition@theverygroup.com. We’ll be happy to support you.
We’re proud to be a Disability Confident Committed Employer and have nine brilliant colleague networks - including DAWN (Disability Awareness at Very) and Think (Neurodiversity at Very) - that are helping us make Very an even more inclusive place to work.