Credit Analyst
About MyOutDesk
Since 2008, MyOutDesk has connected highly skilled professionals with growing and established U.S.-based organizations, enabling them to make a real and measurable business impact as part of extended global teams.
Trusted by companies in real estate, healthcare, finance, professional services, and other growth industries, MyOutDesk provides professionals the opportunity to build stable, long-term remote careers while contributing meaningfully to high-performing teams.
About the Client
Our client is a boutique capital markets advisory firm focused on supporting mid-market companies across the United States. Acting as a fractional partner, the firm delivers practical, execution-driven financial solutions tailored to each client’s unique business needs.
Their core services include debt and capital placements, debt restructuring, and asset dispositions, alongside a broader suite of advisory capabilities covering operational efficiency, risk management, and financial reporting.
Backed by deep industry expertise and an extensive financial network, the firm helps clients enhance liquidity, navigate complex transitions, and strengthen their overall financial strategy. Their approach is highly customized and hands-on, with a strong commitment to understanding each client’s objectives and delivering solutions that reflect a best-in-class boutique experience.
About the Role
Our client is seeking a highly analytical and detail-oriented Credit Analyst to join our Acquisitions & Asset Management team. This role plays a critical part in supporting investment underwriting, portfolio performance analysis, lender reporting, and covenant compliance across Nome Capital’s commercial real estate portfolio.
This is an excellent opportunity for someone who thrives in a data-driven environment, enjoys deep financial analysis, and wants exposure to institutional-grade real estate investment management across a diversified CRE portfolio.
Key Responsibilities
Underwriting & Transaction Support
- Build and maintain dynamic cash flow models for acquisition and investment opportunities
- Develop 5-year cash flow projections for existing portfolio assets
- Support the preparation of investment committee memos, lender packages, and transaction summaries
Covenant Monitoring & Compliance
- Track loan covenants, including DSCR thresholds, reserve requirements, and reporting deadlines
- Maintain and update a centralized covenant monitoring dashboard
- Proactively identify and escalate potential compliance risks
- Coordinate with property management and accounting teams to ensure timely and accurate reporting
Portfolio Analytics & Reporting
- Prepare monthly and quarterly asset performance reports, including variance analysis and risk insights
- Support portfolio-level analytics such as concentration analysis, exposure mapping, and risk scoring
- Assist in annual business plan reviews and strategic portfolio discussions
Loan Review & Risk Assessment
- Analyze loan agreements, servicing standards, and lender requirements to identify key obligations
- Summarize critical terms, covenants, and trigger events for internal stakeholders
- Support compliance efforts related to lender inspections, audits, and annual reviews
Requirements
- 1–4+ years of experience in commercial real estate, credit analysis, banking, or related fields
- Strong financial modeling and analytical skills, with the ability to work with large datasets
- Familiarity with office and/or multifamily asset classes preferred
- Ability to interpret loan documents, financial statements, and lease structures
- Highly organized with strong attention to detail and the ability to manage recurring deadlines
- Strong written and verbal communication skills, particularly in lender-facing scenarios
Benefits
- $400 Placement Bonus after successfully completing your first 30 days with your first MOD client
- Independent Contractor Referral Program – Earn up to $330 for every successful referral
- MOD Cash Advance Program available after 6 months of active service with MOD client/s
- Comprehensive HMO Coverage for you and 1 dependent, starting after 6 months of active service with MOD client/s
- Dental Benefits through Maxicare Dental Hub
- Optical Reimbursement for HMO principal members
- Group Life Insurance with Accidental Death & Dismemberment coverage
- Maternity Reimbursement for both normal and Caesarean delivery
- 6 Paid US Holidays
- 7 Additional Vacation Leave Credits after 10 months of active service with the current MOD client
- 7 Additional Sick Leave Credits after 1 year of active service with the current MOD client/s
- Unlimited Upskilling Opportunities through MODUniversity
- Mentorship and collaboration with global leaders and teams
- Clear career advancement pathways within the organization
- Diverse, inclusive, and supportive workplace environment