Lead Product Manager (Car Finance)
About Abound
We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.
And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.
Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.
About the role
We’re expanding access to affordable credit and we’re doing it by launching new credit products that genuinely move the needle. Our next major focus is launching a new car finance credit product, bringing Abound’s unique technology to a new and complex market.
As a Lead Product Manager, you will own the end-to-end delivery and success of this product - from idea to launch, and from launch to scale. This is a hands-on, high-accountability role. You’ll work closely with external partners and internal teams across engineering, data science, compliance, and operations.
This role is not about maintaining an existing roadmap. It’s about navigating ambiguity, making pragmatic decisions, and doing whatever it takes to get a product live, working, and commercially successful.
What you’ll be doing
Launching a 0 → 1 car finance product
Take ownership of launching a new car finance credit product, from discovery and MVP through launch and iteration
Define clear goals and success metrics across origination, conversion, risk, and commercial viability
Ruthlessly prioritise what matters most, focusing on speed, progress and learning over perfection
Execution with accountability
Drive cross-functional delivery across engineering, data science, operations, legal, and compliance
Own delivery plans, milestones, testing, and go-live readiness—and stay close until things are actually done and working
Step in hands-on where needed, especially during launches or live issues
Commercial & product performance
Own post-launch performance, proactively identifying and delivering improvements to conversion, approval rates, credit performance, and profitability
Use data, experimentation, and judgement to diagnose issues and unlock growth
Measure impact, challenge assumptions, and course-correct fast when things don’t work
Technical & decisioning leadership
Work closely with engineering on APIs, integrations, decisioning flows, and data pipelines
Partner with risk and data science teams to shape credit decisioning and policy implementation
Be technically fluent enough to make informed trade-offs, not just relay requirements
Who you are
5+ years of experience solving complex problems at rapid speed, e.g. fintech or other technology startups, top-tier consulting firms or similar
Strong experience working with B2B clients or external partners, including shaping commercial propositions and managing competing incentives
Demonstrated commercial acumen: you can reason clearly about pricing, margins, unit economics, and growth trade-offs
High technical fluency: comfortable discussing APIs, data models, system constraints, and implementation details
Experience in UK consumer lending, especially car finance, is very valuable but not required
How you work (and what we value)
You favour pragmatism over perfection: MVPs, learning fast, and iterating beat over-engineering
You thrive in ambiguity and don’t rely on rigid job descriptions to define your impact
You take ownership, work hard when it matters and follow through until outcomes are delivered
You operate as part of one team, helping beyond your immediate remit and caring about the success of the wider business
You speak up, challenge constructively, and once decisions are made, commit and execute
What we offer
Everyone owns a piece of the company - equity
Hybrid with 3 days a week in the office
25 days’ holiday a year, plus 8 bank holidays
2 paid volunteering days per year
One month paid sabbatical after 4 years
Employee loan
Free gym membership
Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering